If you are a provider, administrator, seller or insurer of service contracts; or want to be, let us be your guide to all the state service contract and extended warranty laws around the country.  We can help guide you through the licensing and registration hoops;  and also help you establish and maintain a compliant service contract or extended warranty program. 

 

The Service Contracts Compass is designed to assist companies like yours by providing valuable information about changes in laws and regulations which may impact your service contract operation and by offering compliance consulting services that can help you keep pace with the insurance laws and service contract laws that govern your industry.  

 

Depending on how your service contract program is structured, or if you are just starting out, some or all of the questions below may be worth exploring…and we can help!

 

- Do you wonder about recent law changes and need help implementing them accurately and timely?

 

- Do you need help developing a strategy to expand your program into other states?

 

- Are you considering the acquisition of an existing provider or program and need a due diligence audit

 

- Do you and your program partners have the right license(s) for the kinds of service contracts that you offer or sell?

 

- Do you qualify for any exemptions that you may be unaware of? 

 

- Are you calculating and returning refunds accurately in every jurisdiction?

 

- Should you be charging or collecting state sales tax on the sale of your service contracts?

 

- Could you benefit from a limited scope operational audit conducted by someone that is “on your team” to help identify potential regulatory problems before a regulator does?

 

- Do you have a knowledgeable resource who can offer issue-by-issue and state-by-state support for regulatory matters that may arise regarding your service contract program?

 

Be proactive rather than reactive!  Whether it’s regulatory filing support, contract analysis, or help communicating with a regulator, we have the experience and expertise in the world of service contract laws to offer strategies and solutions for every aspect of your program.  

 

Please explore other areas of this site and be sure to read more about our firm’s practice group and its services.   Check out OUR SERVICES and ABOUT US  to learn more.

About Us

For more than thirty years, the law firm of Pennington, Moore, Wilkinson, Bell & Dunbar has provided high-quality, effective legal services and government relations representation to businesses and organizations throughout Florida.  Based at the center of Florida government in Tallahassee, the Pennington Firm is a full-service, independent law practice with offices in Tampa and Clearwater as well as numerous practice groups offering services in a variety of areas.


The firm’s Insurance Regulatory Practice Group provides representation to insurance companies, service contract/extended warranty providers, third-party administrators, reinsurance brokers, insurance agents and agencies. We represent our clients before the Florida Department of Financial Services, the Florida Office of Insurance Regulation, as well as insurance regulatory agencies in other states.  We provide guidance and assistance in the areas of corporate / insurer formation, licensing and registration, acquisition, re-domestication,  market conduct examination, financial reporting,  form and rate filings, and other regulatory filings and compliance matters.  We also provide litigation services to entities that wish to dispute preliminary regulatory decisions.  Additionally, members of our Insurance Regulatory Practice Group actively monitor issues and activities under consideration by the National Association of Insurance Commissioners as well as state legislatures.

 

In June, 2010, the firm’s Insurance Regulatory Practice Group was recognized by Chambers USA, which ranks U.S. attorneys and practice areas,  as one of the Top Insurance Regulatory Practice Groups in the country.   Chambers USA ranks the leading firms and lawyers in a variety of practice areas throughout America. The guide is developed through in-depth, client-focused research, and is read by industry-leading companies and organizations across the U.S. and worldwide.

 

One member of our Insurance Regulatory Practice Group has significant experience managing and implementing national licensing and compliance strategies for service contract providers, as well as actively lobbying state insurance regulators and legislators regarding policy and regulatory matters affecting the service contract industry.


Meet SHIRLEY KERNS and learn more about her background and experience.  And check out  OUR SERVICES and what we have to offer your company.

The information on this website is provided solely for informational purposes and presents only highly condensed summaries or general information relating to the topics presented. Therefore, it should not be relied upon as a complete record for purposes of regulatory compliance, nor is it intended to furnish legal advice adequate to any particular circumstances.